Stop Talking Start Doing

I feel that I am at the point in my life that I have to do something now, before it's too late. People say, "It's never too late", "You still have time", "I know people that did this when they were this age". In all honesty, it's true, but complete BS at the same time. Right now I AM at one of those points in my life and I know if I keep putting it off, I will continue down the downward path I am on now. I shouldn't call it a downward path, but more a steady underachieving path. I know I am capable of so much more and I just need to make some hard decisions in order to get in the direction I want to go.